Computers, Science, Technology


People Do Online Banking In 21st Century

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Joined: 28 June 2013

Posts: 13

Posted: 13 September 2013 at 2:31am | IP Logged
Monetary asset is always a part of concern for each of us.  There are various banks and other Remittance sources through which we could easily remit to India our hard earned assets from splendid options and different exchange rates. For safe and secure transaction experience it is important to choose reputed banks and advisable to trust only reputed remittance service offering companies.

Revolution in Remittance has given millions hassle free and seamless options of controlling their finances even if they are seven seas abroad.  Based on exchange rates and time the sender or receiver could consider from the options available in the banks or other sources that are as follows:-

Instant Transfer- As the name suggests instant it is very quick and short process offered by banks to credit money into beneficiary's account for the account holders. The money could be deposited through the procedure called NEFT/RTGS. This facility is available with major banks and covers 17 different countries with reasonable remittance charges and attractive exchange rates. Even the non account holders could remit their money with less procedure and formalities by prescribing and paying stipulated charges.

Swift/ Wire Transfer- This is the simplest and easy online procedure which gives a free hand on increasing the limit of the individual/ personal individuals by following proper guidelines. The procedure can take maximum 3 days to suffice the successful transaction. 

The sender or the beneficiary is requested to quote the nearest SWIFT link branch of the beneficiary branch.
Core banking account number of beneficiary. 
Complete name and address of the beneficiary.

Online Remittance to India- This is completely paperless job and the best hassle free online procedure to remit money. The sender could suffice their needs by opening N.R.I account by paying stipulated charges. The online procedures are simple and short. For the beginners even online assistances are provided to get the best of the banking experiences by only one time registration. One could simply fill in the correct and proper details of the beneficiary. It reduces our efforts of visiting to branches and getting our transactions done.

Express Remittance- As the name suggests it is the fastest mode to deliver the money in lesser time. For utmost emergency this services can be prescribed. As the remittance charges would be little high for less time consumed but are worth and will be fruitful for the beneficiary to get the money in lesser and quick time in their nearest branch or many online sources also do provide services of delivering money at the door step if there are any emergencies.

As technology is changing so are the methods of remitting the money at good exchange rate to India. Every service providers do vary on exchange rates and these exchange rates do keep on changing. But it advisable to be alert on remittance charges, keep yourselves password protected and if going through online sources then to have proper acknowledgment receipt for the transaction.

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