by taking loan your self respect cannot be humiliated,life is give and take,family and friends are ment to be help each other. other wise they are nobody.
Manav has help almost everybody so there was no shame in taking help when he was needed to,he has look at his wife,in night time to take woman on the roads and sleep on foothpath where is security,security comes first then any other ego,i will say Manav's act was total irisponsible and egoestic.